How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam

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There is absolutely nothing remotely out of the ordinary about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.

There is absolutely nothing from another location uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.


And to the common eye, Lloyd looks like a normal middle-aged mum who works relentlessly to care for her ill hubby.


So it was to the large shock of neighbours when authorities came down on their driveway to raid the couple's St Helens home.


Hiding behind the family's net drapes remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.


Lloyd, 58, wept 'Oh my god' as she was jailed today over a string of untruths consisting of utilizing a dead female's identity, comprising 'phony' medical conditions for her kid, and creating pseudonyms to work while claiming carers allowance.


Husband Phillips, 54, was likewise jailed after the set's massive advantages scams was finally exposed.


While the couple handled to siphon off their ill-gotten gains for many years - neighbours have actually exposed to MailOnline the apparent clues that the couple were running a fraud.


Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the creation of pseudonyms to declare advantages


The fraudster next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had actually failed to reveal this to the council when she moved in in 2018


Phillips pictured in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the occasion


Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stick to meet his carers.


But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.


Locals likewise told of how there was 'always something dodgy' about Lloyd, which she would never ever look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.


Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently filched nearly ₤ 170,000 in benefits over a years, and also helped Phillips wrongly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.


When neighbours saw them leaving one of their 2 automobiles previously this week, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.


One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a genuine program of not having the ability to stroll whenever his carers were here.


'He was shuffling along and holding onto his automobiles in the driveway before he took a long time to get to his carer's cars and truck on his strolling stick.


'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking great then.


'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.


'But after the police raid, they became more reserved and didn't say a lot to individuals.


'There was always something dodgy about her - she wouldn't look people in the eye and extolled going to her ₤ 60,000 caravan but would never state where it was.


'They would take her teenage son and disappear on a Thursday night and not come home till Sunday.'


Phillips had actually fraudulently claimed ₤ 100k in PIP, housing benefits, work assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'walking fine'


Following the cops raid on the quiet suburban street, neighbours were entrusted to concerns regarding why the couple had actually been jailed - and some allege Lloyd had later told them it was down to pet dog breeding.


But these concerns were lastly put to rest on Tuesday when the court heard how Lloyd had actually declared a total of ₤ 169,394.15 which she was not received in housing benefits, carers allowance and personal self-reliance payments over the course of 11-and-a-half years.


With the assistance of Lloyd, Phillips was likewise discovered to have illegally claimed ₤ 100,980.71 through PIP, housing benefits, employment support allowance and council tax decreases because 2018.


Olivia Beesley, prosecuting, described how the mother's intricate fraud began when she incorrectly began claiming housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.


She even made a fake tenancy arrangement for the 'entirely fictitious caravan', ultimately stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.


Then in 2018, she began making deceitful claims that her spouse needed 'several day-to-day carers to address his needs'. She reached using Phillips' sibling Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.


She likewise lied that she was not able to work due to being a full-time carer, however was found to have actually been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.


In 2022, she started developing 'false medical conditions' for her son, declaring she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were claimed in relation to this.


She again utilized the deceased lady's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she needed carers due to 'health conditions'.


Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever revealed, and would state they were going to stay at the caravan from Thursday to Sunday


One neighbour said they saw the couple leaving on of their cars and trucks previously this week and assumed they were going off to their 'caravan', only to later find out they were off to jail


When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her kid would apparently go off to a caravan on the weekends.


It is not understood whether this was the very same 'fictitious caravan' which transpired to have actually never existed, or a certainly a different, real caravan.


Leni Newton, 63, said: 'She informed people that the authorities raid was since someone had told on her for breeding border collie puppies without a licence.


'I'm shocked they have actually been imprisoned. I believed they were all above board.


'I only saw them a few days ago loading up suitcases - I thought they were just going to their caravan.'


She included: 'I know they satisfied as she was his carer. He was wed but Angela moved in. I believed she had actually resided in Southport.


'I did see his ex-wife parked up in the street seeing his home when they split.


'She was clearly spying on them.'


Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.


'There were a great deal of police came here.


'He was at the street celebration for the Queen but other times he did appear really frail.'


Hand in Hand homecare company confirmed to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.


A spokesman said: 'We sacked her instantly when we discovered the fact.


'All her DBS and recommendations had a look at. The cops said we had not done anything incorrect.'


The court heard how Phillips also swindled cash from the public bag by failing to divulge the fact that Lloyd had actually moved into his home in 2018 - enabling him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.


He is also said to have actually 'overemphasized' his medical conditions and require for care, stating that he was not able to do anything for himself.


He declared himself 'unfit for work' and stopped working to mention his other half's wage - illegally filching ₤ 51k in work support allowance.


However, Phillips alleged that Lloyd had completed the kind and had just 'asked him to sign it'.


Phillips' counsel Jim Smith argued he has a 'intricate recent history' of mental health and impairments consisting of neurological condition, anxiety and depression.


He was likewise stated to have a pacemaker fitted and appeared in court in a wheelchair.


While Phillips had no previous convictions relating to comparable matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.


Lloyd was jailed for 2 years after admitting seven counts of scams by false representation, and Phillips was also seen wiping back tears as he was imprisoned for 20 months for scams by false representation and 3 counts of dishonestly stopping working to reveal details to make a gain.


Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the public.


'For those who seek to defraud the general public of scarce and important benefits which need to be directed to those who require them, not those who just wish to have them for reasons of individual greed, that is a major offence dedicated by each of you over an extended period of time.'

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